← The Lantern · New Carlisle
business · mortgage rates

The 30-year mortgage rate averaged 7.28% the week of October 1, 2026

The average 30-year fixed mortgage rate was 7.28% in the week of October 1, 2026, according to Freddie Mac's weekly survey of lenders. That is up 0.25 percentage points from 7.03% the week before. The 15-year fixed rate averaged 6.6%. These are national averages, not the rates any one lender in New Carlisle offers.

Writing the report from the record…

Illustration: a row of modest frame houses with porches and a mailbox
Illustration · The Lantern

The source filing

Week ofOctober 1, 2026
30-year fixed rate7.28%
15-year fixed rate6.6%
Change from previous week (30-year)+0.25 percentage points
AreaUnited States, national average
View the original at fred.stlouisfed.org

Published by Freddie Mac, Primary Mortgage Market Survey, via FRED (Federal Reserve Bank of St. Louis). This is the agency's public filing as The Lantern received it, shown with its fields named in plain English.

More from United StatesWatch records like this
“Oh, No!” Have we made an error? Report it to us here! We are eager to correct the record.
The 30-year mortgage rate averaged 7.28% the week of October 1, 2026 — The Lantern · New Carlisle